.doc{padding:36px 0 64px;background:#f4f7fb}
.doc h1{font-size:clamp(28px,4vw,44px);color:var(--navy);margin:8px 0 12px}
.lead{max-width:640px;color:var(--muted);margin-bottom:28px}
.clause{
  display:grid;grid-template-columns:56px 1fr;gap:16px;
  background:var(--white);border:1px solid var(--line);padding:18px 20px;margin-bottom:10px;
}
.clause:nth-child(even){border-left:6px solid var(--navy)}
.clause:nth-child(odd){border-left:6px solid var(--accent)}
.idx{font-weight:800;color:var(--navy);font-size:18px}
.clause h2{font-size:18px;margin-bottom:6px;color:var(--navy)}
.clause p{color:var(--muted);margin-bottom:6px}
.kpi{color:var(--accent);font-weight:800;font-size:13px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:8px 0}
.split div{border:1px solid var(--line);padding:10px;font-size:14px}
@media(max-width:720px){.clause,.split{grid-template-columns:1fr}}