.split{
  display:grid;grid-template-columns:1fr 1fr;min-height:calc(100vh - 56px);
}
.brand-col{background:var(--navy);color:#e8eef8;padding:48px 40px 40px}
.brand-col h1{font-size:clamp(28px,4.2vw,48px);line-height:1.15;margin-bottom:12px;color:#fff}
.brand-col .sub{font-size:18px;color:#9ec0ff;margin-bottom:14px;font-weight:700}
.brand-col .desc{max-width:420px;color:#c5d2e6;margin-bottom:24px}
.trust{display:grid;gap:10px;margin-top:28px}
.trust div{border-left:3px solid #9ec0ff;padding-left:12px}
.trust strong{display:block;font-size:22px;color:#fff}
.trust span{font-size:13px;color:#8eb0e8}
.form-col{background:var(--white);padding:40px 36px;color:var(--ink)}
.form-col h2{font-size:20px;margin-bottom:8px}
.form-col .hint{color:var(--muted);font-size:14px;margin-bottom:16px}
.shot img{width:100%;height:140px;object-fit:cover;border:1px solid var(--line);margin-bottom:16px}
.field{margin-bottom:12px}
.field span{display:block;font-size:12px;font-weight:800;margin-bottom:6px;letter-spacing:.08em}
.opts{display:flex;flex-wrap:wrap;gap:8px}
.opts label{
  border:1px solid var(--line);padding:8px 12px;font-size:13px;cursor:pointer;
}
.opts input{accent-color:var(--accent)}
.form-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:14px}
.tags span{border:1px solid var(--line);padding:3px 8px;font-size:12px;color:var(--muted)}

.caps{padding:40px 0;background:#f4f7fb}
.trio{display:grid;grid-template-columns:1fr 1fr 1fr}
.trio article{padding:22px 20px}
.trio article:nth-child(odd){background:var(--navy);color:#e8eef8}
.trio article:nth-child(even){background:var(--white)}
.trio h3{margin-bottom:8px;font-size:18px}
.trio p{font-size:14px;color:inherit;opacity:.85}

.path{display:grid;grid-template-columns:220px 1fr}
.path .rail{background:var(--navy);color:#fff;padding:36px 24px}
.path .body{padding:36px 28px;background:var(--white)}
.steps{display:grid;gap:0}
.step{display:grid;grid-template-columns:48px 1fr;gap:12px;padding:16px 0;border-bottom:1px solid var(--line)}
.no{font-weight:800;color:var(--accent)}

.lists{padding:0}
.row{
  display:grid;grid-template-columns:200px 1fr;min-height:140px;
}
.row .side{background:var(--navy);color:#fff;padding:20px}
.row .main{padding:20px 24px;background:var(--white);display:grid;grid-template-columns:1fr auto;gap:16px;align-items:center}
.row:nth-child(2) .side{background:var(--navy-2)}
.row ul{color:var(--muted);display:grid;gap:6px}

.faq{padding:40px 0;background:var(--white)}
.acc{max-width:760px;margin:0 auto}
.acc button{
  width:100%;text-align:left;padding:14px 0;background:transparent;border:0;
  border-bottom:1px solid var(--line);color:var(--navy);font-size:16px;font-weight:800;cursor:pointer;
}
.acc .a{display:none;padding:8px 0 16px;color:var(--muted)}
.acc .on + .a{display:block}

.cta-split{display:grid;grid-template-columns:1fr 1fr}
.cta-split .l{background:var(--navy);color:#fff;padding:32px 28px}
.cta-split .r{background:var(--white);padding:32px 28px}

@media(max-width:860px){
  .split,.path,.row,.cta-split,.trio{grid-template-columns:1fr}
  .brand-col,.form-col{min-height:0;padding:28px 20px}
}